7(a) Loan Guaranty Program
One of the SBA’s primary loan programs, 7(a) offers loans of up to $2,000,000. (The maximum dollar amount the SBA can guaranty is generally $1 million.)
Complete loan information from SBA

Certified Development Company (CDC), a 504 Loan Program
Provides long-term, fixed-rate financing to small businesses to acquire real estate or machinery or equipment for expansion or modernization. Typically a 504 project includes a loan secured from a private-sector lender with a senior lien, a loan secured from a CDC (funded by a 100 percent SBA-guaranteed debenture) with a junior lien covering up to 40 percent of the total cost, and a contribution of at least 10 percent equity from the borrower.
Complete loan information from SBA

Microloan Program
This new program offers loans of up to $35,000 to qualified start-up, newly established, or growing small business concerns. Loans are arranged through nonprofit community based lenders (intermediaries) which, in turn, make loans to eligible borrowers. The entire Microloan process is handled on the local level, but you must go to one of the local intermediaries to apply.
Complete loan information from SBA

Targeted Loan Programs
Besides the general programs described above, the SBA offers several loans designed to meet specific needs. For complete information, just click on the program titles.

Gulf Opportunity Pilot Loan (GO Loan) Program
The U.S. Small Business Administration is initiating a one year Gulf Opportunity Pilot Loan (GO Loan) Program to expedite small business financing to those communities severely impacted by Hurricanes Katrina and Rita. Under this unique initiative, the Agency will provide its full guaranty and streamlined and centralized loan processing to qualified lending partners that agree to make expedited SBA 7(a) loans available to small businesses located in those disaster areas.
Complete loan information from SBA

Other SBA Loans
For complete information on the loan programs shown above, as well as other more specialized loans available through the SBA, see:
Financing Your Business – from the SBA.

Veterans & Disabled Persons? — Unfortunately, the SBA has not been granted funds to offer special loan programs to assist either veterans or disabled persons. However, individuals of both groups are eligible for all SBA loan guaranty programs. In addition, veterans are eligible for special consideration under SBA’s guaranty loan programs. The special consideration given veterans includes: Liaison personnel in each field office; In-depth management counseling and training assistance; and, Prompt and priority processing of any loan application.

What About Business Size?
Of course, not every business is a “small” business. To be eligible for SBA loans, your business must meet certain size restrictions.

Here you will find brief descriptions of the primary loan programs available through funding from the U.S. Small Business Association (SBA). For detailed information, including qualifications, allowable uses of funds and interest rates, click on “Complete loan information from SBA.”